Find out if you're overpaying to accept card payments.
More often than not, we can find you a cheaper rate than you're paying today — through U.S. Bank's payments arm. Free to check, no pressure, no obligation either way.
Where should we send your rate check?
Start with your email — the rest takes a few seconds.
How the rate check works
Fill out the short form
Just your email, name, and business. It takes about 30 seconds — no statements or paperwork needed.
We run your rate check
Someone from our team reviews how businesses like yours are typically priced and calls you within 24 hours with your results.
You decide — no obligation
If there’s room to pay less, you’ll see exactly how. If you already have a great deal, you’ll know that too. Either way, you’re done in one conversation.
Backed by U.S. Bank
Your payments are handled by Elavon — the merchant payments arm of U.S. Bank, one of America's largest banks. Our direct partnership means bank-direct processing and pricing, without the middleman margins most processors and resellers build into their rates. That's why we can usually find a lower fee.
For more than 30 years, Elavon by U.S. Bank has helped businesses of every size accept fast, secure, reliable payments — at the counter, in the aisle, curbside, at the table, online, or in the field.
- No upfront or setup fees
- Keep your terminal in most cases
- Secure, scalable solutions
- Dedicated account manager
Common questions
What’s the catch?
There isn’t one. There’s no upfront cost and no setup fee, and the rate check itself is free. If the numbers don’t work in your favor, you simply keep your current setup.
Will I need new hardware?
In most cases, no. Most businesses keep taking cards exactly as they do today — existing terminals can often be reprogrammed remotely.
Who actually processes the payments?
Elavon by U.S. Bank — one of the world’s largest payment processors, trusted by businesses for more than 30 years. Elavon handles underwriting, your rate quote, account setup, and go-live.
I’m happy with my current processor. Why bother?
Then the rate check is simply a confirmation. Worst case, you verify you already have a good deal. Best case, you reduce your monthly fees without changing how you work.